1. Scope

These Terms of Use govern the access, usage, and relationship between the user (“you”) and Saving Path Studio (savingpathstudio.com), 1033 Davie Street, Vancouver, BC V6E 1M7, Canada (Business Number (BN): 821-639-457).

2. Services

Saving Path Studio provides digital resources, learning content, and guidance designed to support personal savings and goal development. These include:

• Free access to introductory modules, checklists, and educational materials;
• Membership plans with extended lessons, templates, and personalized exercises;
• Workshops and structured learning paths for improving goal-setting and saving routines;
• Optional live sessions or premium modules with additional tools.

3. Registration & Membership

Registration takes place online via savingpathstudio.com. A contract becomes effective once Saving Path Studio confirms your registration and the payment has been successfully processed. Users agree to provide accurate information and maintain the confidentiality of their account credentials.

4. Pricing & Payment

All prices are listed in U.S. Dollars (USD). Memberships are billed monthly or annually until cancelled. Accepted payment methods include credit and debit cards or other options displayed at checkout. Prices may change with prior notice on the website.

5. Service Provision

Access to online materials is granted after successful payment and account activation. Users are responsible for ensuring stable internet access. Saving Path Studio strives to provide continuous availability but does not guarantee uninterrupted operation at all times.

6. Liability

Saving Path Studio’s liability is limited to direct damages up to the total amount paid by the user. We are not liable for indirect losses, system interruptions, or data unavailability, except in cases of intent or gross negligence.

7. Copyright & Use

All website content, graphics, videos, and documents are protected by copyright and belong to Saving Path Studio. Redistribution, public use, or reproduction is only permitted with prior written consent. Users are granted a non-transferable license for personal, non-commercial use.

8. Cancellation & Refunds

Policies:

• Memberships: may be cancelled at any time; access remains active until the end of the paid period. No refunds are issued for partially used subscription periods.
• One-time sessions: once delivered electronically or completed, are non-refundable.
• Support contributions: voluntary donations or payments are final and non-refundable.

To cancel, please contact us at contact@savingpathstudio.com.

9. Privacy

The collection and processing of personal data are governed by our Privacy Policy. Saving Path Studio applies appropriate safeguards to protect user information and prevent unauthorized access.

10. Applicable Law & Jurisdiction

These Terms are governed by the laws of British Columbia, Canada. The place of jurisdiction for all disputes arising from these Terms shall be Vancouver, BC. If any provision of these Terms is found invalid, the remaining provisions remain enforceable.

Last updated: 11 November 2025